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An automated teller machine (ATM), also known as an automated banking machine (ABM), cash machine, cashpoint, cashline or hole in the wall is an electronic telecommunications device that enables the clients of a financial institution to perform financial transactions without the need for a cashier, human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a plastic ATM card with a magnetic stripe or a plastic smart card with a chip that contains a unique card number and some security information such as an expiration date or CVVC CVV). Authentication is provided by the customer entering a personal identification number (PIN).
